VA Loan Updates

Question: What are the requirements to obtain a Department of Veterans Affairs home loan?

Answer: Besides the various periods of eligibility from World War II to Vietnam, post-Vietnam and the Gulf War, and conditions of service requirements, in particular if someone was discharged under conditions other than dishonorable, applicants must have a good credit rating, sufficient income and a valid certificate of eligibility, and agree to live on the property. To obtain a certificate, complete VA form 26-1880 “Request for a Certificate of Eligibility for VA Home Loan,” and mail to: VA Eligibility Center, P.O. Box 20729, Winston-Salem, NC 27120. Applicants may also have their lenders obtain a certificate of eligibility for them through VA’s Automated Certificate of Eligibility system. For more information, visit www.homeloans.va.gov/eligibility.htm. You can also contact the VA at (800) 827-1000 and follow the directions by pressing the number for touch tone or rotary phone, then number 3, followed by number 2 for home loan information. You also can also speak to one of our home loan specialists at Tripler Army Medical Center in E Wing, 1st floor Oceanside/Diamond Head entrance.

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